i never had to deal with this stuff as an undergrad because I was blessed with a full ride scholarship to HPU, but now i’m just completely lost.
according to my award letter, the cost of attendance for my USC master’s program is around $36,000. i was offered a $10,250 loan for each semester for a total of $20,500, meaning I have to come up with the last $16,000ish on my own. i’m hoping for the $12,000 scholarship from imi na’auao, but i have yet to hear from them. and i applied for some other scholarships, too, so we’ll see how that goes.
now, going back to those loans, how much am i gonna have to pay back? cause it’s unsubsidized, which means the government will not pay the interest for me, and i’ll have to pay interest. where do i find how much the interest is? and how do i gauge how much interest is ludicrous? hahaha, i just don’t wanna be paying wayyy more than i need to for school by taking out loans. but without the loans, i’m not entirely sure how i can pay for school. brahhh. why is education so expensive? i just don’t understand.